How do I make the mortgage payments?

The Garland Housing Agency (GHA) will make the monthly home ownership housing assistance payment (HAP) directly to the family, unless other arrangements are made by the family and lender and approved by the GHA. Housing Assistance Payments are processed on the first business day of each month and are deposited within 3-5 business day thereafter.

You will need to combine the GHA's payment along with your payment and forward one check along to the lending institution. Once again, make sure you pay special attention to the rules the lender has for payment. In addition, always keep any records or documentation the lender sends to you.

Show All Answers

1. What is the Housing Choice Voucher Home Ownership Program?
2. Who qualifies?
3. How do I know I'm ready for home ownership?
4. What is an eligible home?
5. Will you find me a home to live in?
6. Will I need to get my home inspected?
7. What about financing?
8. Can my family help me buy the home?
9. Am I limited to how much I may pay for a home?
10. How do I make the mortgage payments?
11. What do I pay for?
12. Are there ongoing requirements?
13. Will I still have to have a re-certification meeting each year, even after I purchase the home?
14. Are there any time limits?
15. Can I purchase another home?
16. Will purchasing a home make me ineligible for other assistance programs such as food stamps, Medicaid and Medicare?
17. What if I have trouble maintaining my home or paying my mortgage?
18. What if I get terminated from the program?